Zero Collect
Zero Collect

Money you are already owed, actually collected

You give us the invoices that are past due. We verify each one with you, work a courteous escalating ladder with your authority at every gate, give the business that owes you a portal to settle or take a plan -- and charge you only on cash you actually receive.

  • We verify every invoice with you firstNothing is chased until you confirm the debt is real, correct and still owed. The first rung of the ladder is a check with you, not a message to them.
    • Hand us your book
  • A courteous ladder, your authority at every gateA reminder, a follow-up, a negotiation -- and only with your explicit per-case authorisation, a formal demand or a legal step. No contact outside working hours, a hard frequency cap, and never a word to anyone but the debtor.
    • See how the ladder works
  • The payer gets a real portal -- free, foreverThe business that owes you can see exactly what it owes and settle in one step, take an instalment plan within the limits you set, or raise a dispute that genuinely freezes the chase until it is resolved. A dispute is not a form; it works immediately.
    • Open the payer portal
  • You pay only on cash you actually receiveOur success fee is a percentage of money CONFIRMED received against a tracked receivable, with evidence. Not on an invoice, not on a promise, not on a plan. Cash, evidenced, or nothing.
    • Start recovering

    💵 What it costs

    Success fee, tiered by how old the debt was when we took it on -- because age predicts the work. The band is fixed at intake and never re-tiered, so the price cannot drift upward just because our own work took time.

    0-30 days past due
    7.5% of cash recovered
    31-60 days
    10% of cash recovered
    61-90 days
    15% of cash recovered
    91-180 days
    20% of cash recovered
    181-365 days
    25% of cash recovered
    over a year
    30% of cash recovered

    Floor INR 250 per recovery, capped at INR 250,000. The fee can never exceed the cash it is charged on.

    Desk subscription
    INR 4,999 per month
    Formal demand (per document actually served)
    INR 2,500

    The subscription is the workspace itself; the formal-demand fee covers a document drafted, reviewed, served and proven -- charged on service, never on drafting.

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